For many first time homebuyers, just the idea is stressful and intimidating.  But, I work with first time buyers all the time and will go through each and every step of the buying process with you. There are no dumb questions!  I will help you figure out: 

• How much can you really afford? 
• How to qualify for a mortgage. 
• How much cash you should put down. 
• How to buy a home with little or nothing down. 
• What it takes to get approved for financing. What banks and other financial institutions are looking for. 
• How much your payments will be. 
• The tax advantages of buying. 
• Is renting or buying better for you? 

But, you can also go to the Buyers tab and check out the Java Mortgage Calculator, sketch out different scenarios on your own, and get an idea of what you can afford and qualify for.

Click Here to check out the Java Mortgage Calculator

Call or email me and let me know how I can help you.   I will respond quickly with  no obligation.